Does La-Z-Boy offer Financing?
Whether you are searching for Bedroom Sets or Dining Room Sets the investment of furnishing your home comes with a price.
With La-Z-Boy financing, you can take your new furniture home as soon as you make your purchase!
What Purchases Qualify for Financing?
In-store purchases made with your La-Z-Boy Furniture Galleries credit card.
Minimum purchase may apply.
Convenient Monthly Payments
Equal monthly payments are required for 12 months.
Payment Options
Online or by Mail
FAQs
Financing Furniture can come with a lot of questions. Here are a few of our Frequently Asked Questions
How does furniture financing work?
How does furniture financing work? With most forms of financing, you borrow the money for your purchase, then pay the money back with interest over a specific period of time. Interest rates vary based on your creditworthiness, and the higher the annual percentage rate (APR), the more you'll pay overall.
What bank does La-Z-Boy use for financing?
Since 2007, Synchrony Financial and La-Z-Boy have partnered to offer credit card programs for qualifying cardholders1 at the retail chain's more than 800 locations. Consumers can apply in-store or online for the La-Z-Boy Furniture Galleries credit card.
What credit score is needed for La-Z-Boy financing?
Fair or better credit required.
You will have good approval odds if your credit score is above 650.
Where can I use my La-Z-Boy credit card?
The La-Z-Boy Credit Card can only be used at La-Z-Boy Galleries to purchase furniture.
What is the standard APR on the La-Z-Boy credit card?
The Standard APR (Annual Percentage Rate) for La-Z-Boy Credit Cards is 29.99% ($2 minimum interest charge)
Where do I check the status of my La-Z-Boy Credit account?
To check the status of your La-Z-Boy Furniture Galleries Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:
- Make a payment
- View your balance
- Update your account information
- Schedule up to 12 future payments
How do I make a payment on my La-Z-Boy Credit Card?
There are three convenient ways to pay your bill.
Pay Online: and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.
Monday – Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061